HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Tracking Mortgage Rates Over Time: From the 1970s to 2024

Understanding the 7 Components of Your Mortgage Payment

Essential Tips for Condo Buyers: Key Insights Before Your Purchase

Protect Yourself from Call Spoofing Scams: What You Need to Know

Top Home Renovations to Enhance Property Value and Attract Buyers

Unlocking the Benefits of Mortgage Assumptions

Top Strategies to Reduce Expenses During the Homebuying Journey

Buyer Agency Agreements: What First-Time Homebuyers Should Know

Your Path to Homeownership: Saving Strategies for a New Home in 2025

Understanding the Risks of Skipping Home Insurance

Mastering Home Safety: Proactive Risk Management Techniques

Spooky Halloween Ideas: Decorations, Costumes, Treats, and Activities

15 Halloween Scents to Transform Your Home Into a Spooky Haven

Protect Your Home: A Guide to Job Loss Mortgage Protection Insurance

Mastering the Mortgage Underwriting Process: A Homebuyer's Guide

Mastering Halloween Decor: Safe and Stylish Ideas for Homeowners

Refinancing Your Home Loan: Does It Reset Your Amortization Schedule?

Handling Your Mortgage After Death: What You Need to Know

Homeowners Insurance: Coverage for Post-Disaster Living Expenses

Navigating Your First Home Purchase: The Role of Starter Homes

Maximizing Your Homeowner Tax Deductions in 2024: Key Strategies

Optimized Mortgage Solutions for High-Income Borrowers

Dangerous Invasive Plants: A Homeowner's Guide to Identification and Control

Key Aspects of Real Estate Contracts: Enforceability and Binding Times

National Dessert Day: Celebrating the Sweeter Side of Life

Is Refinancing Your Mortgage Still a Good Option in 2024?

Finding the Best Home Loan for You: Exploring 2024 Loan Options

Planning to Buy a Home with Cash? Key Considerations Before You Proceed

The Pros and Cons of Various Home Types: Which One is Right for You?

Comparing Conventional, FHA, and VA Refinance: Which is Best for You?

Planning for Life Events: 3 Financial Steps to Navigate Major Changes

Should I Refinance My Mortgage in 2024? Key Considerations and Tips

Financial Preparation for Marriage: 5 Crucial Steps for Couples

A Global Celebration: Savoring International Coffee Day

Smart Ways to Lower Your Mortgage Payments with Refinancing

How to Secure the Best Mortgage Rate in 2024

Discovering New Horizons: World Tourism Day on September 27

2024 VA Cash-Out Refinance: New Rates and Important Guidelines

Understanding 1031 Exchanges: A Real Estate Investor's Guide

Do You Really Need a Real Estate Agent to Buy a Home

The Pros and Cons of Mortgage Protection Insurance: Is It Right for You?

Why Fall Could Be the Perfect Time to Sell Your Home: Key Insights

The Home Inspection Process: A First-Time Homebuyer’s Guide

3 Easy Steps to Apply for a Mortgage (Plus Expert Tips for Approval)

Master Your Finances: A Simple Guide to Creating a Detailed Budget

When Are Most Points Used to Purchase a Property Tax Deductible?

Want to Buy a House with Cash? Here’s What You Need to Know

6 Tips to Find the Perfect Real Estate Agent

The Power of Pre-Approval: Why It’s Essential for Homebuyers

How Much Down Payment Do You Need to Buy a Home?

First-Time Home Buyer: Are You Financially Ready to Buy a Home?

How to Leverage Back to School Season for the Best Mortgage Rates and Deals

Understanding the Rate Lock and Protecting Your Interest Rate

Single-Family Home Building Trends: Market Shares and Regional Impacts on Homebuyers

Importance of a Pre-Approval letter

5 Types of Closing Costs for a Home Purchase

Make Your Offer Stronger By Doing These 4 Things

Military Appreciation Month & VA Loans  

Understanding Today’s Housing Market: Supply & Demand 

Shopping for a Mortgage: Best Practices

Market Impact of Russia’s Conflict in Ukraine

Hack Your Home Search With a Pre-Approval

Credit Education Basics

Merging Your Finances with Your Significant Other

How Much Home Can I Afford?

Black Americans and the Housing Market

The Fed, Inflation, and Increasing Interest Rates

5 Data Privacy Tips

Rate Increase Coming Soon to Second Home and High Balance Loans

A Guide to Year End Tax Prep

Conforming Loan Limits are Increasing

Tax Exemption Amounts Increase for 2022

High Balance Loans

Discrete Fall Décor Ideas

Fannie Mae Changes Helping More Renters Turn into Homeowners

How to Buy a House in 2021

Staging a Home Increased Offered Prices, Cut Marketing Time

Top 10 Important Items Regarding Your Loan Process

5 Kitchen Design Ideas to Increase Resale Value

5 Tax Perks for Homeowners

Move or Remodel?

Post-Holiday Credit Score Rehab

Holiday Spending Tips

Mortgage Rate Lock Basics

Mistakes to Avoid Before Applying for a Mortgage

Cost Effective, Trendy Fall Decor

Building a Home

Self-Employed Borrowers

4 Simple Workflow-Enhancing Tips

Before Forbearance, Try This

Forbearance Period Ending - What's Next?

Understanding the Closing Disclosure

What’s the Benefit of a Cash Out Refinance?

Can I Still Move During COVID19?

Closing on a Mortgage During COVID-19

Will I Be Getting a Stimulus Check?

Choose to Reuse: 5 Sustainable Tips for Earth Day

Spring Cleaning Hit List for a Healthy Home

The Fed's Mortgage Backed Securities Purchases

How the Fed Rate Cuts Affect Mortgage Rates

Pros and Cons of Using a Realtor

How to Budget for a Move

The First Big Move

Simple Ways to Cut Heating Costs at Home

Non-Traditional Loans

Conventional Loans

Debt-To-Income

3 Reasons Your Home Insurance May Need An Update

Your Final Walk-Through To-Do List

7 Things to Ask Your Agent

What Happens During a Home Inspection?

Pros & Cons of Paying Off a Mortgage Early

Tips for Creating a Pet-Friendly Home

4 Ideas to Teach Your Children About Finances

A House is Possible, Even if You Have Student Debt

3 Ways to Build Equity in Your Home

Creative Ways to Source a Down Payment

FHA Loans

Your Home Loan Options Made Simple

Credit Utilization Rate

Private Mortgage Insurance (PMI)

What are Points?

Annual Percentage Rate (APR)

Jumbo Loans

Adjustable Rate Mortgages

Fixed-Rate Mortgage

Budgeting for a Future Home Purchase

Which Improvement Projects Pay Off?

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Homelend

HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible.   

A division of Kwik Mortgage.

Contact

info@homelend.net

888-749-9595

959 U.S. 46, Suite 401
Parsippany, NJ 07054

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