---
title: Conforming Loan Limits are Increasing
description: If your loan exceeded the previous limit and you have a Jumbo loan, you may have an opportunity to refinance and lower your rate/monthly payments.
image: https://blog.homelend.net/hubfs/shutterstock_109612319.jpg
---
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© 2019
[HomeLend](https://blog.homelend.net/blog/author/homelend) |
[December 03, 2021](https://blog.homelend.net/blog/archive/2021/12/03) |
[03:49 PM](https://blog.homelend.net/blog/conforming-loan-limits-are-increasing) |
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# Conforming Loan Limits are Increasing
There is big news for borrowers: the conforming loan limits are increasing from $548,250 to $647,200.
## **What Does This Mean for Borrowers?**
If your loan exceeded the previous limit and you have a Jumbo loan, you may have an opportunity to refinance and lower your rate/monthly payments.
You can learn more about Jumbo Loans [here](https://blog.homelend.net/blog/2019/11/jumbo-loans).
## **What About High Balance Loans?**
With the increase of the conforming loan limit also comes the increase of the High Balance limit. The counties with a High Balance are increasing from $822,300 to $970,800.
You can learn more about High Balance loans [here.](https://blog.homelend.net/blog/high-balance-loans)
If your High Balance or Jumbo loan is impacted by this change, you could be able to lower your monthly payments and/or save some money. Get in touch with us ASAP to see how you could benefit from the conforming loan limit increase.
The full, official announcement is available [here](https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limits-for-2022.aspx) via the FHFA.
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