HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Do You Really Need to Save 20% for a Home Down Payment?

For many, the idea of saving a 20% down payment feels like a major hurdle to homeownership. While putting 20% down on a home has its advantages, it’s no[…]

The Home Inspection Process: A First-Time Homebuyer’s Guide

Buying a home is one of the biggest investments you’ll make, and ensuring the property is in good condition is key to making a sound decision. For[…]

Understanding the Closing Disclosure

A closing disclosure is a five-page document that contains all the finalized details regarding your loan.

Pros and Cons of Using a Realtor

When it’s time to search for your new home, one important question you’re going to ask yourself is, “should I use a real estate agent?” 

The First Big Move

With student loans, underemployment, and high rent costs, it makes sense that young adults would want to prioritize saving money.

Debt-To-Income

During the loan application process, you may discuss your debt-to-income ratio and how it impacts your ability to qualify for a loan. 

Your Final Walk-Through To-Do List

Now that your closing is just days away, you're finally ready to start calling your new place home. 

7 Things to Ask Your Agent

It's natural to be excited about finding a great property, but don't submit that bid just yet.

What Happens During a Home Inspection?

The homebuying process looks something like this: Get pre-approved for a mortgage, find your dream home and win the bidding war. 

A House is Possible, Even if You Have Student Debt

Student loan debts may be at all-time highs, but Americans aren't letting that stop them from buying a home.