With spring in the air, the home buying season is in full swing. Home buying is an exciting journey, but it can also be overwhelming. In addition to the[…]
The current housing market conditions are making it particularly challenging and different from making an offer on a home even just one year ago. The[…]
Military Appreciation Month is celebrated each year in May. This recognition was designated by Congress in 1999, allowing us to use the month to celebrate[…]
As a homebuyer, knowing how supply and demand impact your home’s purchase price will help you understand current and future cost expectations. It is no[…]
There is big news for borrowers: the conforming loan limits are increasing from $548,250 to $647,200.
During the loan application process, you may discuss your debt-to-income ratio and how it impacts your ability to qualify for a loan.
Points are used to pay for a reduced interest rate on a home loan. Each point correlates to one percent of the loan amount.
The annual percentage rate gets a lot of borrowers confused when shopping for a loan.
An adjustable-rate mortgage (ARM) is a loan program made up of two parts: a fixed rate period, and a series of rate adjustment periods.
