HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Importance of a Pre-Approval letter

If you're planning to buy a home, you may be wondering whether you need a preapproval letter from a lender. The short answer is yes! A pre-approval letter[…]

5 Types of Closing Costs for a Home Purchase

With spring in the air, the home buying season is in full swing. Home buying is an exciting journey, but it can also be overwhelming. In addition to the[…]

Make Your Offer Stronger By Doing These 4 Things

The current housing market conditions are making it particularly challenging and different from making an offer on a home even just one year ago. The[…]

Military Appreciation Month & VA Loans  

Military Appreciation Month is celebrated each year in May. This recognition was designated by Congress in 1999, allowing us to use the month to celebrate[…]

Understanding Today’s Housing Market: Supply & Demand 

As a homebuyer, knowing how supply and demand impact your home’s purchase price will help you understand current and future cost expectations. It is no[…]

Mortgage Rate Lock Basics

Mortgage rates are constantly in flux. While they can trend one way or another, they’ll vary pretty much day to day and from person to person. 

Debt-To-Income

During the loan application process, you may discuss your debt-to-income ratio and how it impacts your ability to qualify for a loan. 

3 Reasons Your Home Insurance May Need An Update

When was the last time you thought about your home insurance? 

What Happens During a Home Inspection?

The homebuying process looks something like this: Get pre-approved for a mortgage, find your dream home and win the bidding war. 

Pros & Cons of Paying Off a Mortgage Early

Your mortgage may come with a 15- or 30-year term attached to it, but that doesn't mean you have to wait that long to pay it off.