HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Is Refinancing Your Mortgage Still a Good Option in 2024?

Refinancing your mortgage has long been a popular strategy for homeowners to reduce monthly payments, shorten loan terms, or access home equity. But with[…]

Understanding the Rate Lock and Protecting Your Interest Rate

Securing a favorable interest rate is a top priority for borrowers seeking a mortgage. One crucial aspect of the mortgage process is the rate lock, which[…]

The Fed, Inflation, and Increasing Interest Rates

The Federal Reserve (the Fed) announced plans to start incrementally increasing the FED fund rate throughout 2022.

Conforming Loan Limits are Increasing

There is big news for borrowers: the conforming loan limits are increasing from $548,250 to $647,200.

Before Forbearance, Try This

If you are experiencing the latter and are considering mortgage forbearance, keep reading.

Pros and Cons of Using a Realtor

When it’s time to search for your new home, one important question you’re going to ask yourself is, “should I use a real estate agent?” 

FHA Loans

First-time home buyers are more empowered than ever by the FHA loan.

What are Points?

Points are used to pay for a reduced interest rate on a home loan. Each point correlates to one percent of the loan amount.