--- title: HomeLend Mortgage Blog | homeowner description: homeowner | HomeLend Mortgage Blog --- - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) [![HomeLendLogo_TM-01-1](https://blog.homelend.net/hs-fs/hubfs/HomeLendLogo_TM-01-1.png?width=961&name=HomeLendLogo_TM-01-1.png)](https://homelend.net/)   - [Login](https://apply.homelend.net/#/) - [Apply](https://apply.homelend.net/#/milestones) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) [tel:8887499595](tel:8887499595) [mailto:info@homelend.net](mailto:info@homelend.net) [![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Homelend_Logo_3_8_17_2000-scaled.png)](https://homelend.net/) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) - [Login](https://homelend.net/about-us/) - [Apply](https://homelend.net/about-us/) - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) © 2019 # HomeLend Mortgage Blog We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions. ##### [Home Buying](https://blog.homelend.net/blog/tag/home-buying) ##### [Refinancing](https://blog.homelend.net/blog/tag/refinance) ##### [First-Time Buyer](https://blog.homelend.net/blog/tag/1str-time) ##### [Borrowing 101](https://blog.homelend.net/blog/tag/101) [![](https://blog.homelend.net/hs-fs/hubfs/HomeLend_AffordHome_HLBlog.png?width=527&name=HomeLend_AffordHome_HLBlog.png)](https://blog.homelend.net/blog/how-much-home-can-i-afford) ## [How Much Home Can I Afford?](https://blog.homelend.net/blog/how-much-home-can-i-afford) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Feb 08](https://blog.homelend.net/blog/archive/2022/02/08) There are a lot of financial and situational factors that play into this question but getting pre-approved by a lender will give you a clear picture of\[…\] [Read more](https://blog.homelend.net/blog/how-much-home-can-i-afford) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_109612319.jpg?width=527&name=shutterstock_109612319.jpg)](https://blog.homelend.net/blog/conforming-loan-limits-are-increasing) ## [Conforming Loan Limits are Increasing](https://blog.homelend.net/blog/conforming-loan-limits-are-increasing) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Dec 03](https://blog.homelend.net/blog/archive/2021/12/03) There is big news for borrowers: the conforming loan limits are increasing from $548,250 to $647,200. [Read more](https://blog.homelend.net/blog/conforming-loan-limits-are-increasing) [![Bring, airy living room with the caption "Remodel or Move?"](https://blog.homelend.net/hs-fs/hubfs/Homelend_RemodelMove_Facebook.png?width=527&name=Homelend_RemodelMove_Facebook.png)](https://blog.homelend.net/blog/move-or-remodel) ## [Move or Remodel?](https://blog.homelend.net/blog/move-or-remodel) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Feb 25](https://blog.homelend.net/blog/archive/2021/02/25) Does your home  no longer suit you and your family as well as it did before?  [Read more](https://blog.homelend.net/blog/move-or-remodel) [![Man with glasses wearing flannel shirt in center of image and woman with long brown hair and a white top to the right both looking at an iPad held by a man in a suit](https://blog.homelend.net/hs-fs/hubfs/ProsConsRealtor.png?width=527&name=ProsConsRealtor.png)](https://blog.homelend.net/blog/pros-and-cons-of-using-a-realtor) ## [Pros and Cons of Using a Realtor](https://blog.homelend.net/blog/pros-and-cons-of-using-a-realtor) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Mar 11](https://blog.homelend.net/blog/archive/2020/03/11) When it’s time to search for your new home, one important question you’re going to ask yourself is, “should I use a real estate agent?”  [Read more](https://blog.homelend.net/blog/pros-and-cons-of-using-a-realtor) [![Brown cardboard box on the right of the page with a black dachshund puppy poking out from inside.](https://blog.homelend.net/hs-fs/hubfs/erda-estremera-sxNt9g77PE0-unsplash.jpg?width=527&name=erda-estremera-sxNt9g77PE0-unsplash.jpg)](https://blog.homelend.net/blog/2020/02/the-first-big-move) ## [The First Big Move](https://blog.homelend.net/blog/2020/02/the-first-big-move) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Feb 04](https://blog.homelend.net/blog/archive/2020/02/04) With student loans, underemployment, and high rent costs, it makes sense that young adults would want to prioritize saving money. [Read more](https://blog.homelend.net/blog/2020/02/the-first-big-move) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_1105754873.jpg?width=527&name=shutterstock_1105754873.jpg)](https://blog.homelend.net/blog/2019/12/7-things-to-ask-your-agent) ## [7 Things to Ask Your Agent](https://blog.homelend.net/blog/2019/12/7-things-to-ask-your-agent) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Dec 06](https://blog.homelend.net/blog/archive/2019/12/06) It's natural to be excited about finding a great property, but don't submit that bid just yet. [Read more](https://blog.homelend.net/blog/2019/12/7-things-to-ask-your-agent) [All posts](https://blog.homelend.net/blog/all) ## Get a FREE rate quote in minutes! [Get Started](https://homelend.net/quote/) ![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Favicon-e1573147821451.jpg) HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible.    [A division of Kwik Mortgage.](https://www.kwikmtg.com/) ### Contact info@homelend.net 888-749-9595 959 U.S. 46, Suite 401 Parsippany, NJ 07054 - Company - [About](https://homelend.net/about-us/) - [Resources](https://homelend.net/education/) - [Careers](https://homelend.net/careers/) - Legal - [Privacy Policy](https://homelend.net/privacy-policy/) - [Terms & Conditions](https://homelend.net/terms/) - [State Licenses](https://homelend.net/statelicensing/) - [NMLS #138075](https://homelend.net/education/www.nmlsconsumeraccess.org) [![Equal Housing](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/EqualHousingLogo.png)](https://www.hud.gov/) [![BBB](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/JW-BBB-Grey.png)](https://www.bbb.org/new-jersey/business-reviews/mortgage-bankers/kwik-mortgage-corporation-in-s-plainfield-nj-90020476#sealclick) © 2020 Homelend Mortgage | Company NMLS #138075 [www.nmlsconsumeraccess.org](https://homelend.net/www.nmlsconsumeraccess.org) | This site is not authorized by the New York State Department of Financial Services. 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