HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

5 Types of Closing Costs for a Home Purchase

With spring in the air, the home buying season is in full swing. Home buying is an exciting journey, but it can also be overwhelming. In addition to the[…]

Make Your Offer Stronger By Doing These 4 Things

The current housing market conditions are making it particularly challenging and different from making an offer on a home even just one year ago. The[…]

Military Appreciation Month & VA Loans  

Military Appreciation Month is celebrated each year in May. This recognition was designated by Congress in 1999, allowing us to use the month to celebrate[…]

Understanding Today’s Housing Market: Supply & Demand 

As a homebuyer, knowing how supply and demand impact your home’s purchase price will help you understand current and future cost expectations. It is no[…]

Shopping for a Mortgage: Best Practices

When it comes time to buy a home, you’ll want to consider all your mortgage lender options before settling on the best fit for you. There is a lot of[…]

Rate Increase Coming Soon to Second Home and High Balance Loans

Fannie Mae announced it will be issuing a rate increase for second home and high-balance loans this spring.

Forbearance Period Ending - What's Next?

If your 90-day forbearance is set to expire, and you still cannot pay your mortgage, you may still have options.

Understanding the Closing Disclosure

A closing disclosure is a five-page document that contains all the finalized details regarding your loan.

What’s the Benefit of a Cash Out Refinance?

With rates as low as they’ve been recently, you may have heard talk of the cash out refinance option. 

Debt-To-Income

During the loan application process, you may discuss your debt-to-income ratio and how it impacts your ability to qualify for a loan.