HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

How Much Down Payment Do You Need to Buy a Home?

The down payment is one of the most critical aspects of buying a home. It not only influences your mortgage terms but also affects your overall financial[…]

First-Time Home Buyer: Are You Financially Ready to Buy a Home?

Buying your first home is a major financial commitment, and it’s essential to ensure that you’re fully prepared before taking the plunge. While the[…]

How to Leverage Back to School Season for the Best Mortgage Rates and Deals

As the back-to-school season approaches, many families focus on preparing their children for the new academic year. However, this time of year also[…]

Understanding the Rate Lock and Protecting Your Interest Rate

Securing a favorable interest rate is a top priority for borrowers seeking a mortgage. One crucial aspect of the mortgage process is the rate lock, which[…]

Single-Family Home Building Trends: Market Shares and Regional Impacts on Homebuyers

Single-family home construction has slowed down due to factors like higher interest rates, construction costs, and material shortages. However, the first[…]

Importance of a Pre-Approval letter

If you're planning to buy a home, you may be wondering whether you need a preapproval letter from a lender. The short answer is yes! A pre-approval letter[…]

5 Types of Closing Costs for a Home Purchase

With spring in the air, the home buying season is in full swing. Home buying is an exciting journey, but it can also be overwhelming. In addition to the[…]

Make Your Offer Stronger By Doing These 4 Things

The current housing market conditions are making it particularly challenging and different from making an offer on a home even just one year ago. The[…]

Military Appreciation Month & VA Loans  

Military Appreciation Month is celebrated each year in May. This recognition was designated by Congress in 1999, allowing us to use the month to celebrate[…]

Understanding Today’s Housing Market: Supply & Demand 

As a homebuyer, knowing how supply and demand impact your home’s purchase price will help you understand current and future cost expectations. It is no[…]