HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

How Much Home Can I Afford?

There are a lot of financial and situational factors that play into this question but getting pre-approved by a lender will give you a clear picture of[…]

Rate Increase Coming Soon to Second Home and High Balance Loans

Fannie Mae announced it will be issuing a rate increase for second home and high-balance loans this spring.

Tax Exemption Amounts Increase for 2022

The Internal Revenue Service has announced that several gift and estate tax exemption amounts will be increasing for 2022. 

Fannie Mae Changes Helping More Renters Turn into Homeowners

Fannie Mae announced that rent payments will now be considered when evaluating a potential borrower’s credit for a loan. 

Post-Holiday Credit Score Rehab

Right around now, nearly half of Americans are sitting with some holiday-related credit card debt. 

Mistakes to Avoid Before Applying for a Mortgage

Here's what NOT to do in order to obtain a lower interest rate mortgage:

Forbearance Period Ending - What's Next?

If your 90-day forbearance is set to expire, and you still cannot pay your mortgage, you may still have options.

Choose to Reuse: 5 Sustainable Tips for Earth Day

Bottles

Swap out plastic water bottles for reusable bottles. You don’t need a water dispenser built into your refrigerator to make this happen. If you’re[…]

Pros and Cons of Using a Realtor

When it’s time to search for your new home, one important question you’re going to ask yourself is, “should I use a real estate agent?” 

Simple Ways to Cut Heating Costs at Home

There are hundreds of ways you can reduce your carbon footprint by decreasing those monthly energy bill payments.