--- title: HomeLend Mortgage Blog | payments description: payments | HomeLend Mortgage Blog --- - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) [![HomeLendLogo_TM-01-1](https://blog.homelend.net/hs-fs/hubfs/HomeLendLogo_TM-01-1.png?width=961&name=HomeLendLogo_TM-01-1.png)](https://homelend.net/)   - [Login](https://apply.homelend.net/#/) - [Apply](https://apply.homelend.net/#/milestones) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) [tel:8887499595](tel:8887499595) [mailto:info@homelend.net](mailto:info@homelend.net) [![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Homelend_Logo_3_8_17_2000-scaled.png)](https://homelend.net/) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) - [Login](https://homelend.net/about-us/) - [Apply](https://homelend.net/about-us/) - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) © 2019 # HomeLend Mortgage Blog We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions. ##### [Home Buying](https://blog.homelend.net/blog/tag/home-buying) ##### [Refinancing](https://blog.homelend.net/blog/tag/refinance) ##### [First-Time Buyer](https://blog.homelend.net/blog/tag/1str-time) ##### [Borrowing 101](https://blog.homelend.net/blog/tag/101) [![](https://blog.homelend.net/hs-fs/hubfs/Merging%20Your%20Finances%20hl%20blog.png?width=527&name=Merging%20Your%20Finances%20hl%20blog.png)](https://blog.homelend.net/blog/merging-your-finances-with-your-significant-other) ## [Merging Your Finances with Your Significant Other](https://blog.homelend.net/blog/merging-your-finances-with-your-significant-other) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Feb 14](https://blog.homelend.net/blog/archive/2022/02/14) Every couple is unique and so are their finances. If you’re considering merging your finances, there is important information to consider before you make\[…\] [Read more](https://blog.homelend.net/blog/merging-your-finances-with-your-significant-other) [![Text reads: Credit Recover Mode Activated, a pair of hands count a wad of cash](https://blog.homelend.net/hs-fs/hubfs/Homelend_CreditBlog_Facebook.png?width=527&name=Homelend_CreditBlog_Facebook.png)](https://blog.homelend.net/blog/post-holiday-credit-score-rehab) ## [Post-Holiday Credit Score Rehab](https://blog.homelend.net/blog/post-holiday-credit-score-rehab) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Jan 13](https://blog.homelend.net/blog/archive/2021/01/13) Right around now, nearly [half of Americans](https://www.apartmenttherapy.com/improve-credit-score-holiday-debt-266134) are sitting with some holiday-related credit card debt.  [Read more](https://blog.homelend.net/blog/post-holiday-credit-score-rehab) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_MortgageReliefBlog_Blog.png?width=527&name=Homelend_MortgageReliefBlog_Blog.png)](https://blog.homelend.net/blog/forbearance-period-ending-whats-next) ## [Forbearance Period Ending - What's Next?](https://blog.homelend.net/blog/forbearance-period-ending-whats-next) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Jul 20](https://blog.homelend.net/blog/archive/2020/07/20) If your 90-day forbearance is set to expire, and you still cannot pay your mortgage, you may still have options. [Read more](https://blog.homelend.net/blog/forbearance-period-ending-whats-next) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_311226329.jpg?width=527&name=shutterstock_311226329.jpg)](https://blog.homelend.net/blog/2019/12/pros-cons-of-paying-off-a-mortgage-early) ## [Pros & Cons of Paying Off a Mortgage Early](https://blog.homelend.net/blog/2019/12/pros-cons-of-paying-off-a-mortgage-early) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Dec 06](https://blog.homelend.net/blog/archive/2019/12/06) Your mortgage may come with a 15- or 30-year term attached to it, but that doesn't mean you have to wait that long to pay it off.  [Read more](https://blog.homelend.net/blog/2019/12/pros-cons-of-paying-off-a-mortgage-early) [All posts](https://blog.homelend.net/blog/all) ## Get a FREE rate quote in minutes! [Get Started](https://homelend.net/quote/) ![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Favicon-e1573147821451.jpg) HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible.    [A division of Kwik Mortgage.](https://www.kwikmtg.com/) ### Contact info@homelend.net 888-749-9595 959 U.S. 46, Suite 401 Parsippany, NJ 07054 - Company - [About](https://homelend.net/about-us/) - [Resources](https://homelend.net/education/) - [Careers](https://homelend.net/careers/) - Legal - [Privacy Policy](https://homelend.net/privacy-policy/) - [Terms & Conditions](https://homelend.net/terms/) - [State Licenses](https://homelend.net/statelicensing/) - [NMLS #138075](https://homelend.net/education/www.nmlsconsumeraccess.org) [![Equal Housing](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/EqualHousingLogo.png)](https://www.hud.gov/) [![BBB](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/JW-BBB-Grey.png)](https://www.bbb.org/new-jersey/business-reviews/mortgage-bankers/kwik-mortgage-corporation-in-s-plainfield-nj-90020476#sealclick) © 2020 Homelend Mortgage | Company NMLS #138075 [www.nmlsconsumeraccess.org](https://homelend.net/www.nmlsconsumeraccess.org) | This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation or loan applications for properties located in the State of New York can be facilitated through this site. Not for use by New York borrowers.