HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Choose to Reuse: 5 Sustainable Tips for Earth Day

Bottles

Swap out plastic water bottles for reusable bottles. You don’t need a water dispenser built into your refrigerator to make this happen. If you’re[…]

Your Final Walk-Through To-Do List

Now that your closing is just days away, you're finally ready to start calling your new place home. 

What Happens During a Home Inspection?

The homebuying process looks something like this: Get pre-approved for a mortgage, find your dream home and win the bidding war. 

Private Mortgage Insurance (PMI)

Private mortgage insurance, commonly abbreviated as PMI, is a monthly payment that protects lender against a loan foreclosure. 

What are Points?

Points are used to pay for a reduced interest rate on a home loan. Each point correlates to one percent of the loan amount.

Annual Percentage Rate (APR)

The annual percentage rate gets a lot of borrowers confused when shopping for a loan.

Jumbo Loans

The Federal Housing Finance Agency (FHFA) sets a baseline loan limit across the country.

Fixed-Rate Mortgage

A fixed-rate mortgage is one of the most common type of home loans because it’s the least risky for the borrower.