--- title: HomeLend Mortgage Blog | moving description: moving | HomeLend Mortgage Blog --- - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) [![HomeLendLogo_TM-01-1](https://blog.homelend.net/hs-fs/hubfs/HomeLendLogo_TM-01-1.png?width=961&name=HomeLendLogo_TM-01-1.png)](https://homelend.net/)   - [Login](https://apply.homelend.net/#/) - [Apply](https://apply.homelend.net/#/milestones) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) [tel:8887499595](tel:8887499595) [mailto:info@homelend.net](mailto:info@homelend.net) [![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Homelend_Logo_3_8_17_2000-scaled.png)](https://homelend.net/) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) - [Login](https://homelend.net/about-us/) - [Apply](https://homelend.net/about-us/) - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) © 2019 # HomeLend Mortgage Blog We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions. ##### [Home Buying](https://blog.homelend.net/blog/tag/home-buying) ##### [Refinancing](https://blog.homelend.net/blog/tag/refinance) ##### [First-Time Buyer](https://blog.homelend.net/blog/tag/1str-time) ##### [Borrowing 101](https://blog.homelend.net/blog/tag/101) [![ Leverage Back to School Season for the Best Mortgage Rates and Deals](https://blog.homelend.net/hs-fs/hubfs/Leverage%20Back%20to%20School%20Season%20for%20the%20Best%20Mortgage%20Rates%20and%20Deals.jpg?width=527&name=Leverage%20Back%20to%20School%20Season%20for%20the%20Best%20Mortgage%20Rates%20and%20Deals.jpg)](https://blog.homelend.net/blog/leverage-back-to-school-season-for-the-best-mortgage-rates-and-deals) ## [How to Leverage Back to School Season for the Best Mortgage Rates and Deals](https://blog.homelend.net/blog/leverage-back-to-school-season-for-the-best-mortgage-rates-and-deals) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Sep 03](https://blog.homelend.net/blog/archive/2024/09/03) As the back-to-school season approaches, many families focus on preparing their children for the new academic year. However, this time of year also\[…\] [Read more](https://blog.homelend.net/blog/leverage-back-to-school-season-for-the-best-mortgage-rates-and-deals) [![Bring, airy living room with the caption "Remodel or Move?"](https://blog.homelend.net/hs-fs/hubfs/Homelend_RemodelMove_Facebook.png?width=527&name=Homelend_RemodelMove_Facebook.png)](https://blog.homelend.net/blog/move-or-remodel) ## [Move or Remodel?](https://blog.homelend.net/blog/move-or-remodel) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Feb 25](https://blog.homelend.net/blog/archive/2021/02/25) Does your home  no longer suit you and your family as well as it did before?  [Read more](https://blog.homelend.net/blog/move-or-remodel) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_1094365007.jpg?width=527&name=shutterstock_1094365007.jpg)](https://blog.homelend.net/blog/2019/12/what-happens-during-a-home-inspection) ## [What Happens During a Home Inspection?](https://blog.homelend.net/blog/2019/12/what-happens-during-a-home-inspection) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Dec 06](https://blog.homelend.net/blog/archive/2019/12/06) The homebuying process looks something like this: Get pre-approved for a mortgage, find your dream home and win the bidding war.  [Read more](https://blog.homelend.net/blog/2019/12/what-happens-during-a-home-inspection) [![](https://blog.homelend.net/hs-fs/hubfs/sharon-mccutcheon--8a5eJ1-mmQ-unsplash.jpg?width=527&name=sharon-mccutcheon--8a5eJ1-mmQ-unsplash.jpg)](https://blog.homelend.net/blog/2019/11/private-mortgage-insurance-pmi) ## [Private Mortgage Insurance (PMI)](https://blog.homelend.net/blog/2019/11/private-mortgage-insurance-pmi) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) Private mortgage insurance, commonly abbreviated as PMI, is a monthly payment that protects lender against a loan foreclosure.  [Read more](https://blog.homelend.net/blog/2019/11/private-mortgage-insurance-pmi) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_521200432.jpg?width=527&name=shutterstock_521200432.jpg)](https://blog.homelend.net/blog/2019/11/what-are-points) ## [What are Points?](https://blog.homelend.net/blog/2019/11/what-are-points) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) **Points** are used to pay for a reduced interest rate on a home loan. Each point correlates to one percent of the loan amount. [Read more](https://blog.homelend.net/blog/2019/11/what-are-points) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_716954407.jpg?width=527&name=shutterstock_716954407.jpg)](https://blog.homelend.net/blog/2019/11/annual-percentage-rate-apr) ## [Annual Percentage Rate (APR)](https://blog.homelend.net/blog/2019/11/annual-percentage-rate-apr) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) The annual percentage rate gets a lot of borrowers confused when shopping for a loan. [Read more](https://blog.homelend.net/blog/2019/11/annual-percentage-rate-apr) [![](https://blog.homelend.net/hs-fs/hubfs/ralph-kayden-2d4lAQAlbDA-unsplash.jpg?width=527&name=ralph-kayden-2d4lAQAlbDA-unsplash.jpg)](https://blog.homelend.net/blog/2019/11/fixed-rate-mortgage) ## [Fixed-Rate Mortgage](https://blog.homelend.net/blog/2019/11/fixed-rate-mortgage) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) A fixed-rate mortgage is one of the most common type of home loans because it’s the least risky for the borrower.  [Read more](https://blog.homelend.net/blog/2019/11/fixed-rate-mortgage) [All posts](https://blog.homelend.net/blog/all) ## Get a FREE rate quote in minutes! [Get Started](https://homelend.net/quote/) ![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Favicon-e1573147821451.jpg) HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible.    [A division of Kwik Mortgage.](https://www.kwikmtg.com/) ### Contact info@homelend.net 888-749-9595 959 U.S. 46, Suite 401 Parsippany, NJ 07054 - Company - [About](https://homelend.net/about-us/) - [Resources](https://homelend.net/education/) - [Careers](https://homelend.net/careers/) - Legal - [Privacy Policy](https://homelend.net/privacy-policy/) - [Terms & Conditions](https://homelend.net/terms/) - [State Licenses](https://homelend.net/statelicensing/) - [NMLS #138075](https://homelend.net/education/www.nmlsconsumeraccess.org) [![Equal Housing](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/EqualHousingLogo.png)](https://www.hud.gov/) [![BBB](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/JW-BBB-Grey.png)](https://www.bbb.org/new-jersey/business-reviews/mortgage-bankers/kwik-mortgage-corporation-in-s-plainfield-nj-90020476#sealclick) © 2020 Homelend Mortgage | Company NMLS #138075 [www.nmlsconsumeraccess.org](https://homelend.net/www.nmlsconsumeraccess.org) | This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation or loan applications for properties located in the State of New York can be facilitated through this site. Not for use by New York borrowers.