HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Should I Refinance My Mortgage in 2024? Key Considerations and Tips

Refinancing a mortgage is a major financial decision that can lead to lower monthly payments, a shorter loan term, or access to your home equity. But with[…]

Black Americans and the Housing Market

Even though it has been over 50 years since the Fair Housing Act was passed, Black homeownership rates have only risen from 41.8 percent to 42.3 percent[…]

The Fed, Inflation, and Increasing Interest Rates

The Federal Reserve (the Fed) announced plans to start incrementally increasing the FED fund rate throughout 2022.

The Fed's Mortgage Backed Securities Purchases

The Fed will be purchasing mortgage-backed securities to until the market solidifies. 

How the Fed Rate Cuts Affect Mortgage Rates

With all the hits to the market with the COVID-19 pandemic, the Federal Reserve (Fed) issued this emergency rate cut.

Pros & Cons of Paying Off a Mortgage Early

Your mortgage may come with a 15- or 30-year term attached to it, but that doesn't mean you have to wait that long to pay it off.