HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Merging Your Finances with Your Significant Other

Every couple is unique and so are their finances. If you’re considering merging your finances, there is important information to consider before you make[…]

Tax Exemption Amounts Increase for 2022

The Internal Revenue Service has announced that several gift and estate tax exemption amounts will be increasing for 2022. 

Post-Holiday Credit Score Rehab

Right around now, nearly half of Americans are sitting with some holiday-related credit card debt. 

Forbearance Period Ending - What's Next?

If your 90-day forbearance is set to expire, and you still cannot pay your mortgage, you may still have options.

Understanding the Closing Disclosure

A closing disclosure is a five-page document that contains all the finalized details regarding your loan.

Debt-To-Income

During the loan application process, you may discuss your debt-to-income ratio and how it impacts your ability to qualify for a loan. 

Private Mortgage Insurance (PMI)

Private mortgage insurance, commonly abbreviated as PMI, is a monthly payment that protects lender against a loan foreclosure.