--- title: HomeLend Mortgage Blog | Borrowing 101 (3) description: Borrowing 101 | HomeLend Mortgage Blog (3) --- - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) [![HomeLendLogo_TM-01-1](https://blog.homelend.net/hs-fs/hubfs/HomeLendLogo_TM-01-1.png?width=961&name=HomeLendLogo_TM-01-1.png)](https://homelend.net/)   - [Login](https://apply.homelend.net/#/) - [Apply](https://apply.homelend.net/#/milestones) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) [tel:8887499595](tel:8887499595) [mailto:info@homelend.net](mailto:info@homelend.net) [![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Homelend_Logo_3_8_17_2000-scaled.png)](https://homelend.net/) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) - [Login](https://homelend.net/about-us/) - [Apply](https://homelend.net/about-us/) - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) © 2019 # HomeLend Mortgage Blog We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions. ##### [Home Buying](https://blog.homelend.net/blog/tag/home-buying) ##### [Refinancing](https://blog.homelend.net/blog/tag/refinance) ##### [First-Time Buyer](https://blog.homelend.net/blog/tag/1str-time) ##### [Borrowing 101](https://blog.homelend.net/blog/tag/101) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_716954407.jpg?width=527&name=shutterstock_716954407.jpg)](https://blog.homelend.net/blog/2019/11/annual-percentage-rate-apr) ## [Annual Percentage Rate (APR)](https://blog.homelend.net/blog/2019/11/annual-percentage-rate-apr) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) The annual percentage rate gets a lot of borrowers confused when shopping for a loan. [Read more](https://blog.homelend.net/blog/2019/11/annual-percentage-rate-apr) [![](https://blog.homelend.net/hs-fs/hubfs/large-home-389271_1280.jpg?width=527&name=large-home-389271_1280.jpg)](https://blog.homelend.net/blog/2019/11/jumbo-loans) ## [Jumbo Loans](https://blog.homelend.net/blog/2019/11/jumbo-loans) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) The Federal Housing Finance Agency (FHFA) sets a baseline loan limit across the country. [Read more](https://blog.homelend.net/blog/2019/11/jumbo-loans) [![](https://blog.homelend.net/hs-fs/hubfs/jesse-roberts-561igiTyvSk-unsplash.jpg?width=527&name=jesse-roberts-561igiTyvSk-unsplash.jpg)](https://blog.homelend.net/blog/2019/11/adjustable-rate-mortgages) ## [Adjustable Rate Mortgages](https://blog.homelend.net/blog/2019/11/adjustable-rate-mortgages) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) An adjustable-rate mortgage (ARM) is a loan program made up of two parts: a fixed rate period, and a series of rate adjustment periods.  [Read more](https://blog.homelend.net/blog/2019/11/adjustable-rate-mortgages) [![](https://blog.homelend.net/hs-fs/hubfs/ralph-kayden-2d4lAQAlbDA-unsplash.jpg?width=527&name=ralph-kayden-2d4lAQAlbDA-unsplash.jpg)](https://blog.homelend.net/blog/2019/11/fixed-rate-mortgage) ## [Fixed-Rate Mortgage](https://blog.homelend.net/blog/2019/11/fixed-rate-mortgage) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) A fixed-rate mortgage is one of the most common type of home loans because it’s the least risky for the borrower.  [Read more](https://blog.homelend.net/blog/2019/11/fixed-rate-mortgage) [Previous](https://blog.homelend.net/blog/tag/101/page/2) [All posts](https://blog.homelend.net/blog/all) ## Get a FREE rate quote in minutes! 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