HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Credit Education Basics

What Goes into a Credit Score?

Your credit score is made up of five factors that creditors look at to determine your level of risk. Each element has a[…]

Merging Your Finances with Your Significant Other

Every couple is unique and so are their finances. If you’re considering merging your finances, there is important information to consider before you make[…]

How Much Home Can I Afford?

There are a lot of financial and situational factors that play into this question but getting pre-approved by a lender will give you a clear picture of[…]

Black Americans and the Housing Market

Even though it has been over 50 years since the Fair Housing Act was passed, Black homeownership rates have only risen from 41.8 percent to 42.3 percent[…]

The Fed, Inflation, and Increasing Interest Rates

The Federal Reserve (the Fed) announced plans to start incrementally increasing the FED fund rate throughout 2022.

5 Data Privacy Tips

Data Privacy Week is celebrated to raise awareness about the ways hackers make attempts to steal data online or otherwise. In order to help you keep your[…]

Rate Increase Coming Soon to Second Home and High Balance Loans

Fannie Mae announced it will be issuing a rate increase for second home and high-balance loans this spring.

A Guide to Year End Tax Prep

Taxes may not be due until April, but it’s always a good idea to round out the end of the year by getting your finances in order. There are a few helpful[…]

Conforming Loan Limits are Increasing

There is big news for borrowers: the conforming loan limits are increasing from $548,250 to $647,200.

Tax Exemption Amounts Increase for 2022

The Internal Revenue Service has announced that several gift and estate tax exemption amounts will be increasing for 2022.