HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

How the Fed Rate Cuts Affect Mortgage Rates

With all the hits to the market with the COVID-19 pandemic, the Federal Reserve (Fed) issued this emergency rate cut.

Pros and Cons of Using a Realtor

When it’s time to search for your new home, one important question you’re going to ask yourself is, “should I use a real estate agent?” 

How to Budget for a Move

You’ve committed to moving. Maybe it’s for the first time, or for the fifth time, but it’s always a big decision to make. What doesn’t have to be so big[…]

The First Big Move

With student loans, underemployment, and high rent costs, it makes sense that young adults would want to prioritize saving money.

Simple Ways to Cut Heating Costs at Home

There are hundreds of ways you can reduce your carbon footprint by decreasing those monthly energy bill payments. 

Non-Traditional Loans

When it comes time to buy a house, not everyone has the specific documents and qualifications for a conventional loan.  

Conventional Loans

Conventional loans are the more popular and traditional options for borrowers.

Debt-To-Income

During the loan application process, you may discuss your debt-to-income ratio and how it impacts your ability to qualify for a loan. 

3 Reasons Your Home Insurance May Need An Update

When was the last time you thought about your home insurance? 

Your Final Walk-Through To-Do List

Now that your closing is just days away, you're finally ready to start calling your new place home.