--- title: HomeLend Mortgage Blog (14) description: HomeLend Mortgage Blog (14) --- - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) [![HomeLendLogo_TM-01-1](https://blog.homelend.net/hs-fs/hubfs/HomeLendLogo_TM-01-1.png?width=961&name=HomeLendLogo_TM-01-1.png)](https://homelend.net/)   - [Login](https://apply.homelend.net/#/) - [Apply](https://apply.homelend.net/#/milestones) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) [tel:8887499595](tel:8887499595) [mailto:info@homelend.net](mailto:info@homelend.net) [![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Homelend_Logo_3_8_17_2000-scaled.png)](https://homelend.net/) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) - [Login](https://homelend.net/about-us/) - [Apply](https://homelend.net/about-us/) - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) © 2019 # HomeLend Mortgage Blog We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions. ##### [Home Buying](https://blog.homelend.net/blog/tag/home-buying) ##### [Refinancing](https://blog.homelend.net/blog/tag/refinance) ##### [First-Time Buyer](https://blog.homelend.net/blog/tag/1str-time) ##### [Borrowing 101](https://blog.homelend.net/blog/tag/101) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_HomeStaging_Facebook.png?width=527&name=Homelend_HomeStaging_Facebook.png)](https://blog.homelend.net/blog/realtors-say-staging-a-home-increased-offered-prices-cut-marketing-time) ## [Staging a Home Increased Offered Prices, Cut Marketing Time](https://blog.homelend.net/blog/realtors-say-staging-a-home-increased-offered-prices-cut-marketing-time) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Apr 28](https://blog.homelend.net/blog/archive/2021/04/28) Does staging really work? According to a new survey from the National Association of Realtors® (NAR), yes! [Read more](https://blog.homelend.net/blog/realtors-say-staging-a-home-increased-offered-prices-cut-marketing-time) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_Spring_Facebook-2.png?width=527&name=Homelend_Spring_Facebook-2.png)](https://blog.homelend.net/blog/top-10-important-items-regarding-your-loan-process) ## [Top 10 Important Items Regarding Your Loan Process](https://blog.homelend.net/blog/top-10-important-items-regarding-your-loan-process) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Apr 27](https://blog.homelend.net/blog/archive/2021/04/27) In order to help us give you the best experience possible, there are a few key things to note on your behalf. [Read more](https://blog.homelend.net/blog/top-10-important-items-regarding-your-loan-process) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_5KitchenIdeas_Facebook.png?width=527&name=Homelend_5KitchenIdeas_Facebook.png)](https://blog.homelend.net/blog/5-kitchen-design-ideas-to-increase-resale-value) ## [5 Kitchen Design Ideas to Increase Resale Value](https://blog.homelend.net/blog/5-kitchen-design-ideas-to-increase-resale-value) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Mar 31](https://blog.homelend.net/blog/archive/2021/03/31) Whether you’re buying a new house this year or just looking to update your existing one, you’ll want to make sure the kitchen feels *just* right.  [Read more](https://blog.homelend.net/blog/5-kitchen-design-ideas-to-increase-resale-value) [![Woman sitting on couch using laptop](https://blog.homelend.net/hs-fs/hubfs/Homelend_TaxPerks_Facebook.png?width=527&name=Homelend_TaxPerks_Facebook.png)](https://blog.homelend.net/blog/5-tax-perks-for-homeowners) ## [5 Tax Perks for Homeowners](https://blog.homelend.net/blog/5-tax-perks-for-homeowners) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Mar 11](https://blog.homelend.net/blog/archive/2021/03/11) Homeownership tends to come with benefits. But some of the most appealing (at least financially speaking) are the tax perks. [Read more](https://blog.homelend.net/blog/5-tax-perks-for-homeowners) [![Bring, airy living room with the caption "Remodel or Move?"](https://blog.homelend.net/hs-fs/hubfs/Homelend_RemodelMove_Facebook.png?width=527&name=Homelend_RemodelMove_Facebook.png)](https://blog.homelend.net/blog/move-or-remodel) ## [Move or Remodel?](https://blog.homelend.net/blog/move-or-remodel) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Feb 25](https://blog.homelend.net/blog/archive/2021/02/25) Does your home  no longer suit you and your family as well as it did before?  [Read more](https://blog.homelend.net/blog/move-or-remodel) [![Text reads: Credit Recover Mode Activated, a pair of hands count a wad of cash](https://blog.homelend.net/hs-fs/hubfs/Homelend_CreditBlog_Facebook.png?width=527&name=Homelend_CreditBlog_Facebook.png)](https://blog.homelend.net/blog/post-holiday-credit-score-rehab) ## [Post-Holiday Credit Score Rehab](https://blog.homelend.net/blog/post-holiday-credit-score-rehab) by [HomeLend](https://blog.homelend.net/blog/author/homelend) on [Jan 13](https://blog.homelend.net/blog/archive/2021/01/13) Right around now, nearly [half of Americans](https://www.apartmenttherapy.com/improve-credit-score-holiday-debt-266134) are sitting with some holiday-related credit card debt.  [Read more](https://blog.homelend.net/blog/post-holiday-credit-score-rehab) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_HolidaySpending_Facebook.png?width=527&name=Homelend_HolidaySpending_Facebook.png)](https://blog.homelend.net/blog/holiday-spending-tips) ## [Holiday Spending Tips](https://blog.homelend.net/blog/holiday-spending-tips) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Dec 15](https://blog.homelend.net/blog/archive/2020/12/15) The holiday doorbuster deals and sales are hard to ignore these days. [Read more](https://blog.homelend.net/blog/holiday-spending-tips) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_RateLockBasics_Facebook.png?width=527&name=Homelend_RateLockBasics_Facebook.png)](https://blog.homelend.net/blog/mortgage-rate-lock-basics) ## [Mortgage Rate Lock Basics](https://blog.homelend.net/blog/mortgage-rate-lock-basics) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 18](https://blog.homelend.net/blog/archive/2020/11/18) Mortgage rates are constantly in flux. While they can trend one way or another, they’ll vary pretty much day to day and from person to person.  [Read more](https://blog.homelend.net/blog/mortgage-rate-lock-basics) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_MortgageDonts_Facebook.png?width=527&name=Homelend_MortgageDonts_Facebook.png)](https://blog.homelend.net/blog/mistakes-to-avoid-before-applying-for-a-mortgage) ## [Mistakes to Avoid Before Applying for a Mortgage](https://blog.homelend.net/blog/mistakes-to-avoid-before-applying-for-a-mortgage) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 04](https://blog.homelend.net/blog/archive/2020/11/04) # Here's what NOT to do in order to obtain a lower interest rate mortgage: [Read more](https://blog.homelend.net/blog/mistakes-to-avoid-before-applying-for-a-mortgage) [![](https://blog.homelend.net/hs-fs/hubfs/Homelend_AutumnDecor_Facebook.png?width=527&name=Homelend_AutumnDecor_Facebook.png)](https://blog.homelend.net/blog/cost-effective-trendy-fall-decor) ## [Cost Effective, Trendy Fall Decor](https://blog.homelend.net/blog/cost-effective-trendy-fall-decor) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Oct 06](https://blog.homelend.net/blog/archive/2020/10/06) The autumn weather in the northeast brings in a brisk chill, but also a wave of festive inspiration.  [Read more](https://blog.homelend.net/blog/cost-effective-trendy-fall-decor) [Previous](https://blog.homelend.net/blog/page/13) [All posts](https://blog.homelend.net/blog/all) [Next](https://blog.homelend.net/blog/page/15) ## Get a FREE rate quote in minutes! [Get Started](https://homelend.net/quote/) ![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Favicon-e1573147821451.jpg) HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible.    [A division of Kwik Mortgage.](https://www.kwikmtg.com/) ### Contact info@homelend.net 888-749-9595 959 U.S. 46, Suite 401 Parsippany, NJ 07054 - Company - [About](https://homelend.net/about-us/) - [Resources](https://homelend.net/education/) - [Careers](https://homelend.net/careers/) - Legal - [Privacy Policy](https://homelend.net/privacy-policy/) - [Terms & Conditions](https://homelend.net/terms/) - [State Licenses](https://homelend.net/statelicensing/) - [NMLS #138075](https://homelend.net/education/www.nmlsconsumeraccess.org) [![Equal Housing](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/EqualHousingLogo.png)](https://www.hud.gov/) [![BBB](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/JW-BBB-Grey.png)](https://www.bbb.org/new-jersey/business-reviews/mortgage-bankers/kwik-mortgage-corporation-in-s-plainfield-nj-90020476#sealclick) © 2020 Homelend Mortgage | Company NMLS #138075 [www.nmlsconsumeraccess.org](https://homelend.net/www.nmlsconsumeraccess.org) | This site is not authorized by the New York State Department of Financial Services. 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