HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

HomeLend

Recent Posts

When Are Most Points Used to Purchase a Property Tax Deductible?

Purchasing a property involves numerous costs, and one such cost is points. Homebuyers often pay points, also known as discount points, to reduce their[…]

Want to Buy a House with Cash? Here’s What You Need to Know

Buying a house with cash is often seen as a straightforward and hassle-free way to secure a property. Without the need for a mortgage, you can avoid the[…]

6 Tips to Find the Perfect Real Estate Agent

Choosing the right real estate agent is crucial to a successful home buying or selling experience. A knowledgeable and trustworthy agent can help you[…]

The Power of Pre-Approval: Why It’s Essential for Homebuyers

The home-buying process can be both thrilling and overwhelming, especially for first-time buyers. One of the most effective ways to streamline this[…]

How Much Down Payment Do You Need to Buy a Home?

The down payment is one of the most critical aspects of buying a home. It not only influences your mortgage terms but also affects your overall financial[…]

First-Time Home Buyer: Are You Financially Ready to Buy a Home?

Buying your first home is a major financial commitment, and it’s essential to ensure that you’re fully prepared before taking the plunge. While the[…]

How to Leverage Back to School Season for the Best Mortgage Rates and Deals

As the back-to-school season approaches, many families focus on preparing their children for the new academic year. However, this time of year also[…]

Understanding the Rate Lock and Protecting Your Interest Rate

Securing a favorable interest rate is a top priority for borrowers seeking a mortgage. One crucial aspect of the mortgage process is the rate lock, which[…]

Single-Family Home Building Trends: Market Shares and Regional Impacts on Homebuyers

Single-family home construction has slowed down due to factors like higher interest rates, construction costs, and material shortages. However, the first[…]

Importance of a Pre-Approval letter

If you're planning to buy a home, you may be wondering whether you need a preapproval letter from a lender. The short answer is yes! A pre-approval letter[…]