HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Should You Refinance Your Mortgage in 2025? A Practical Guide

As 2025 unfolds, many homeowners are evaluating whether refinancing their mortgage is a smart financial move. Refinancing can help lower your interest[…]

Protecting Yourself from Scams After a Disaster

After a disaster, the focus is on recovery and rebuilding. Unfortunately, these times of vulnerability can also attract scammers looking to exploit people[…]

Federal Reserve Cuts Rates Again: What It Means for Your Finances

The Federal Reserve recently announced another 0.25% reduction in its benchmark interest rate, lowering the federal funds rate range to 4.25%–4.5%. This[…]

Rebuilding Your Financial Future After Foreclosure

Foreclosure can be one of the most challenging experiences for homeowners, both emotionally and financially. While it may feel like an insurmountable[…]

How to Celebrate Christmas at Home: Creative Ideas for a Memorable Day

Christmas is a time for joy, togetherness, and creating lasting memories. While many people associate the holiday with bustling events or grand travel[…]

Budget-Friendly Christmas Decor to Transform Your Home

The Christmas season is a time for joy, celebration, and transforming your home into a festive wonderland. However, holiday decorations can sometimes come[…]

Tips to Avoid Renting an Illegal Unit During Your Apartment Search

Finding the right apartment can be challenging, especially in competitive markets where affordable options are scarce. However, some rental listings may[…]

Saving for a Home During the Holidays: Tips for Smart Planning

The holidays are a time for joy and celebration, but they can also bring financial strain, especially if buying a home is one of your goals. However, with[…]

How Home Equity Builds Wealth

Owning a home is more than just having a place to live—it’s a long-term investment in financial security. A key advantage of homeownership is home equity,[…]

How Self-Employed Borrowers Can Qualify for a Mortgage

For self-employed individuals, securing a mortgage can feel more complex than it does for traditional employees. Without a standard W-2 income, lenders[…]

Eco-Friendly Terms Every Homeowner Should Know

Sustainability is becoming a priority for many homeowners, and understanding eco-friendly concepts is the first step toward creating a greener living[…]

Why Winter Is a Great Season to Buy or Sell a Home

The winter season often comes with a slowdown in the real estate market, but that doesn’t mean it’s a bad time to buy or sell a home. In fact, winter[…]

Contingency Clauses: What Homebuyers Need to Know

When buying a home, the purchase agreement is more than just a price—it’s a set of conditions designed to protect both buyers and sellers. Among these, […]

How to Safeguard Your Home from Foreclosure Rescue Scams

Homeowners facing the threat of foreclosure are often desperate for solutions, making them prime targets for scammers. Foreclosure rescue scams promise[…]

Smart Financial Advice for Renters: Building a Secure Future

Renting offers flexibility and freedom, but it also requires careful financial planning to ensure stability. From managing rent payments to saving for[…]

How Days on Market Impacts the Sale of Your Home

When you list your home for sale, one key metric to monitor is days on market (DOM). This figure tracks how long your home has been listed before going[…]

Top Loan Options to Help You Buy a Home in Rural Areas

Rural areas offer tranquility, affordability, and the chance to own spacious properties, but financing a home in these regions often requires specialized[…]

Seasonal Home Maintenance Must-Haves for Every Homeowner

Seasonal home maintenance is crucial for protecting your property and ensuring comfort throughout the year. Each season brings its own set of challenges,[…]

Do You Really Need to Save 20% for a Home Down Payment?

For many, the idea of saving a 20% down payment feels like a major hurdle to homeownership. While putting 20% down on a home has its advantages, it’s no[…]

Top 10 Money Management Strategies for Military Members

Military life brings unique financial opportunities and challenges, from variable pay structures to frequent relocations. Building a solid financial[…]

Moving Into Your New Apartment: 7 Steps to Get Started

Moving into a new apartment is an exciting milestone, but proper preparation can make all the difference. Taking the time to address key details before[…]

Understanding Prepayment Penalties: What They Mean for Your Mortgage

Refinancing or paying off your mortgage early can seem like a great financial move, but it’s important to understand potential fees like prepayment[…]