HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

How to Compare Mortgage Rates Without Damaging Your Credit Score

When shopping for a mortgage, comparing rates from multiple lenders is crucial to finding the best deal. However, many homebuyers worry that multiple[…]

How Refinancing Your Mortgage Can Impact Property Taxes

Refinancing a mortgage is a popular way to reduce interest rates, lower monthly payments, or access your home’s equity. However, many homeowners wonder[…]

Prime Rate Explained: What It Means for Your Mortgage and Loans

The prime rate is a crucial term in the world of finance, yet many borrowers don’t fully understand its significance. Whether you’re planning to take out[…]

Protecting Your Property: Understanding and Addressing Encroachment

In real estate, clearly defined property boundaries are critical. But what happens when a neighbor’s fence, driveway, or tree encroaches onto your land? […]

Do You Really Need an Agent to Sell Your Home? A Complete Guide

Selling a home is one of the biggest financial decisions most people will make, and it comes with its fair share of questions. One of the first—and most[…]

Assumable Mortgages: A Unique Opportunity for Buyers and Sellers

In the ever-changing real estate landscape, both buyers and sellers are looking for ways to gain an edge. One underutilized option is the assumable[…]

7 Ways to Upgrade Your Home Office for Comfort and Productivity

Working from home has become the new norm for many, and creating a well-designed, comfortable workspace is essential for productivity. Whether you’re[…]

Will Interest Rates Go Down in November?

With interest rates affecting everything from mortgage payments to credit card balances, many borrowers are wondering: Will interest rates go down in[…]

Best Color Choices for Every Room: Expert Tips for a Harmonious Home

Color has the power to transform a space, setting the mood and enhancing functionality. Choosing the right colors for each room can make a significant[…]

Is a Freddie Mac HomeSteps Property the Right Choice for You?

If you're searching for an affordable home option, Freddie Mac’s HomeSteps program might offer what you're looking for. HomeSteps properties are homes[…]

Tracking Mortgage Rates Over Time: From the 1970s to 2024

Mortgage rates have a long, storied history that reflects broader economic shifts, government interventions, and global events. From steep peaks in the[…]

Understanding the 7 Components of Your Mortgage Payment

Your monthly mortgage payment is likely one of the biggest line items in your budget, so it’s important to understand exactly what it covers. A mortgage[…]

Essential Tips for Condo Buyers: Key Insights Before Your Purchase

Buying a condo can be an excellent choice for first-time buyers, downsizers, or anyone looking for a low-maintenance lifestyle. Condominiums offer a[…]

Protect Yourself from Call Spoofing Scams: What You Need to Know

As phone scams become increasingly sophisticated, call spoofing has emerged as a common tactic used to deceive individuals into answering fraudulent[…]

Top Home Renovations to Enhance Property Value and Attract Buyers

As a homeowner looking to sell, your goal is to make your property as appealing—and as valuable—as possible. But with so many renovation options, it’s[…]

Unlocking the Benefits of Mortgage Assumptions

Navigating the world of homeownership comes with its own set of challenges, and understanding your mortgage options is key to making informed decisions.[…]

Top Strategies to Reduce Expenses During the Homebuying Journey

Buying a home is one of the most significant financial commitments you’ll ever make. With strategic planning and a few cost-cutting measures, however, you[…]

Buyer Agency Agreements: What First-Time Homebuyers Should Know

Embarking on your first home purchase is a journey filled with excitement and important decisions. One of those decisions might be signing a Buyer Agency[…]

Your Path to Homeownership: Saving Strategies for a New Home in 2025

Purchasing a home is a significant milestone, and the journey to homeownership can be both exciting and daunting. As we approach 2025, it’s essential to[…]

Understanding the Risks of Skipping Home Insurance

A growing trend among homeowners is the decision to skip out on purchasing home insurance. This choice may offer short-term savings, but it exposes[…]

Mastering Home Safety: Proactive Risk Management Techniques

In today’s unpredictable environment, managing the risks to your home is more important than ever. This guide will provide you with actionable strategies[…]