HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

Spooky Halloween Ideas: Decorations, Costumes, Treats, and Activities

Did you know that Halloween originated from an ancient Celtic festival? Today, it’s all about spooky fun and creativity! Halloween on October 31st brings[…]

15 Halloween Scents to Transform Your Home Into a Spooky Haven

Halloween is a time of mystery and enchantment, and what better way to immerse yourself in the festivities than by infusing your home with scents that[…]

Protect Your Home: A Guide to Job Loss Mortgage Protection Insurance

Learn how job loss mortgage protection insurance can provide peace of mind and financial stability by covering your mortgage payments during periods of[…]

Mastering the Mortgage Underwriting Process: A Homebuyer's Guide

Navigating the mortgage underwriting process is a crucial step for any homebuyer seeking to secure a loan. This guide will break down the process, helping[…]

Mastering Halloween Decor: Safe and Stylish Ideas for Homeowners

As Halloween approaches, homeowners have a unique opportunity to both celebrate the season and showcase their style. Whether you prefer eerie settings or[…]

Refinancing Your Home Loan: Does It Reset Your Amortization Schedule?

Refinancing a home loan is a strategic financial decision that many homeowners consider to reduce interest rates, lower monthly payments, or change the[…]

Handling Your Mortgage After Death: What You Need to Know

When a homeowner passes away, what happens to their mortgage can be a source of stress for the surviving family members. Understanding the process and[…]

Homeowners Insurance: Coverage for Post-Disaster Living Expenses

When a natural disaster strikes, rendering your home temporarily uninhabitable, knowing the specifics of your homeowners or renters insurance can be a[…]

Navigating Your First Home Purchase: The Role of Starter Homes

Embarking on the journey of buying your first home is an exhilarating step toward financial independence and stability. Starter homes, often the initial[…]

Maximizing Your Homeowner Tax Deductions in 2024: Key Strategies

As a homeowner, you have access to several tax deductions that can significantly reduce your tax liability. With the right strategies, you can maximize[…]

Optimized Mortgage Solutions for High-Income Borrowers

For high-income borrowers, mortgage options are often more varied and flexible, but they can also come with unique challenges. Whether you're looking to[…]

Dangerous Invasive Plants: A Homeowner's Guide to Identification and Control

Invasive plants are more than a landscaping nuisance; some pose serious threats to health and home safety. Understanding how to identify and control these[…]

Key Aspects of Real Estate Contracts: Enforceability and Binding Times

Real estate contracts are the cornerstone of any property transaction, providing a legally binding agreement between buyers and sellers. These contracts[…]

National Dessert Day: Celebrating the Sweeter Side of Life

National Dessert Day isn't just about indulging in sweets; it's a celebration of culinary creativity, the joys that desserts bring, and a chance to pause[…]

Is Refinancing Your Mortgage Still a Good Option in 2024?

Refinancing your mortgage has long been a popular strategy for homeowners to reduce monthly payments, shorten loan terms, or access home equity. But with[…]

Finding the Best Home Loan for You: Exploring 2024 Loan Options

Choosing the right home loan is one of the most important financial decisions you’ll make on your journey to homeownership. With so many loan options[…]

Planning to Buy a Home with Cash? Key Considerations Before You Proceed

Purchasing a house with cash is a decision that can offer significant advantages—no mortgage, no interest rates, and faster closing. However, it also[…]

The Pros and Cons of Various Home Types: Which One is Right for You?

When searching for a home, it's important to consider not only the location, size, and price but also the type of home that best suits your needs. From[…]

Comparing Conventional, FHA, and VA Refinance: Which is Best for You?

Refinancing your mortgage is a smart way to lower your monthly payments, adjust your loan terms, or tap into your home’s equity. But with various[…]

Planning for Life Events: 3 Financial Steps to Navigate Major Changes

Major life events—whether planned or unexpected—can have a big impact on your financial situation. As you approach milestones like marriage, parenthood,[…]

Should I Refinance My Mortgage in 2024? Key Considerations and Tips

Refinancing a mortgage is a major financial decision that can lead to lower monthly payments, a shorter loan term, or access to your home equity. But with[…]

Financial Preparation for Marriage: 5 Crucial Steps for Couples

Marriage is not only a celebration of love but also a partnership that requires thoughtful financial planning. A solid financial foundation can set the[…]

A Global Celebration: Savoring International Coffee Day

Every year on October 1st, coffee lovers around the world unite to celebrate International Coffee Day. This day is not just about enjoying your favorite[…]

Smart Ways to Lower Your Mortgage Payments with Refinancing

If you're feeling the pinch of high monthly mortgage payments, refinancing your loan could offer some relief. By adjusting your loan's terms, you can[…]