HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.

How to Secure the Best Mortgage Rate in 2024

When purchasing a home, securing the best mortgage rate can make a significant difference in your overall financial health. A lower rate translates into[…]

Discovering New Horizons: World Tourism Day on September 27

On September 27 each year, World Tourism Day celebrates the impact of travel on economies, cultures, and communities. Established by the United Nations[…]

2024 VA Cash-Out Refinance: New Rates and Important Guidelines

As we continue with 2024, VA Cash-Out Refinancing remains one of the most favorable loan options for veterans looking to leverage their home’s equity.[…]

Understanding 1031 Exchanges: A Real Estate Investor's Guide

For real estate investors looking to expand their portfolios or shift into different properties without the tax burden of capital gains, a 1031 exchange[…]

Do You Really Need a Real Estate Agent to Buy a Home

Buying a home is one of the most significant financial decisions you'll make, and many buyers wonder if hiring a real estate agent is a necessity. While[…]

The Pros and Cons of Mortgage Protection Insurance: Is It Right for You?

Buying a home is a significant financial commitment, and one of the ways homeowners can protect that investment is through mortgage protection insurance[…]

Why Fall Could Be the Perfect Time to Sell Your Home: Key Insights

Many homeowners associate spring and summer with the best time to sell, but fall offers unique opportunities for sellers. With fewer homes on the market,[…]

The Home Inspection Process: A First-Time Homebuyer’s Guide

Buying a home is one of the biggest investments you’ll make, and ensuring the property is in good condition is key to making a sound decision. For[…]

3 Easy Steps to Apply for a Mortgage (Plus Expert Tips for Approval)

Applying for a mortgage doe not have to be complicated. By following three simple steps, and knowing what lenders look for, you can streamline the process[…]

Master Your Finances: A Simple Guide to Creating a Detailed Budget

Achieving financial stability begins with understanding and controlling where your money goes. One of the best ways to take control of your finances is by[…]

When Are Most Points Used to Purchase a Property Tax Deductible?

Purchasing a property involves numerous costs, and one such cost is points. Homebuyers often pay points, also known as discount points, to reduce their[…]

Want to Buy a House with Cash? Here’s What You Need to Know

Buying a house with cash is often seen as a straightforward and hassle-free way to secure a property. Without the need for a mortgage, you can avoid the[…]

6 Tips to Find the Perfect Real Estate Agent

Choosing the right real estate agent is crucial to a successful home buying or selling experience. A knowledgeable and trustworthy agent can help you[…]

The Power of Pre-Approval: Why It’s Essential for Homebuyers

The home-buying process can be both thrilling and overwhelming, especially for first-time buyers. One of the most effective ways to streamline this[…]

How Much Down Payment Do You Need to Buy a Home?

The down payment is one of the most critical aspects of buying a home. It not only influences your mortgage terms but also affects your overall financial[…]

First-Time Home Buyer: Are You Financially Ready to Buy a Home?

Buying your first home is a major financial commitment, and it’s essential to ensure that you’re fully prepared before taking the plunge. While the[…]

How to Leverage Back to School Season for the Best Mortgage Rates and Deals

As the back-to-school season approaches, many families focus on preparing their children for the new academic year. However, this time of year also[…]