HomeLend Mortgage Blog

We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions.


During the loan application process, you may discuss your debt-to-income ratio and how it impacts your ability to qualify for a loan. Often abbreviated[…]

3 Reasons Your Home Insurance May Need An Update

When was the last time you thought about your home insurance? If you're like most people, you probably haven't revisited your policy since you first[…]

Your Final Walk-Through To-Do List

You put a lot of effort into finding the right house, and now that your closing is just days away, you're finally ready to start calling your new place[…]

7 Things to Ask Your Agent

So you found your dream home. You're ready to put down an offer, pack your things and make that place your own. It's natural to be excited about[…]

What Happens During a Home Inspection?

The homebuying process looks something like this: Get pre-approved for a mortgage, find your dream home and win the bidding war. But before you can[…]

Pros & Cons of Paying Off a Mortgage Early

Your mortgage may come with a 15- or 30-year term attached to it, but that doesn't mean you have to wait that long to pay it off. In fact, if you have[…]

Tips for Creating a Pet-Friendly Home

Your home should be a relaxing, comfortable respite for every member of your family -- even the furry ones. But most homes aren't built with the[…]

4 Ideas to Teach Your Children About Finances

There's no doubt that teaching your child smart money management habits is vital to their long-term success. But amid all the soccer games, PTA[…]

A House is Possible, Even if You Have Student Debt

Student loan debts may be at all-time highs, but Americans aren't letting that stop them from buying a home. In fact, a recent report shows that 27[…]

3 Ways to Build Equity in Your Home

For homeowners, equity is like an extra bank account. Every dollar you put toward your property gives you a bigger stake in your home, as well as more[…]

Creative Ways to Source a Down Payment

Many prospective homebuyers face a big hurdle: the down payment. But coming up with that initial investment doesn't have to be a roadblock even if[…]

FHA Loans

Federal Housing Administration (FHA) Loan

First-time home buyers are more empowered than ever by the FHA loan.These loans, as the name suggests, are[…]