---
title: Pros and Cons of Using a Realtor
description: One important question to ask when selling or buying a home is whether or not you want to use a Realtor. Here are some pros and cons to help guide you.
---

[HomeLend Mortgage Blog](https://blog.homelend.net/blog)

# [Pros and Cons of Using a Realtor](https://blog.homelend.net/blog/pros-and-cons-of-using-a-realtor)

 Written by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) | Mar 11, 2020 4:21:56 PM

When it’s time to search for your new home, one important question you’re going to ask yourself is, “should I use a real estate agent?” 

Here are some pros and cons to help you make the choice that’s right for you.

## **Pros:**

### Negotiation

They can help you negotiate with experience. It may be intimidating to work with a seller, or a seller’s agent directly. Realtors have experience closing these deals, so they will work in your favor to get your purchase finalized ASAP.

### **Industry Knowledge**

Realtors have been doing this for a while, so they know the ins and outs of the housing industry. They will be familiar with terms and jargon you’re not familiar with and will be able to translate into layman speak. No dictionary needed!

### **Additional Information**

They have access to more information than non-realtors, like the MLS real estate portal. Realtors that have been in the business for a while have also built up a network of contacts who can help you in your home-buying journey.

### **Research**

If you make a wish list of your dream home must-haves, your realtor can do the rest for you. They’ll work on finding your ideal property and may even surprise you with some options you may not have considered before.

## **Cons:**

### **More expensive**

Realtors usually charge a percentage of the sale price of the home for their services. This can really break the bank in some cases!

### **Too many cooks in the kitchen**

Some people like to be in charge of anything financial, especially their home buying process. If you don’t think you play well with others, maybe a realtor isn’t right for you.

### **Less Flexibility**

You will have to commit to a contract when using a realtor. If something happens and you want to jump ship, it won’t be as easy as it would be if you went solo.

### **Your Rate**

Realtors have partnerships with certain banks and brokers that may limit your access to all the lowest rates. While it can be a great asset to reap the benefits of their network, it isn’t guaranteed to be a win for you.

**Overall,** the choice to go realtor or go solo is up to you. There is no right choice, just the choice that’s right for you. Happy home hunting!

[View full post](https://blog.homelend.net/blog/pros-and-cons-of-using-a-realtor)

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