--- title: HomeLend Mortgage Blog | saving money description: saving money | HomeLend Mortgage Blog --- - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) [![HomeLendLogo_TM-01-1](https://blog.homelend.net/hs-fs/hubfs/HomeLendLogo_TM-01-1.png?width=961&name=HomeLendLogo_TM-01-1.png)](https://homelend.net/)   - [Login](https://apply.homelend.net/#/) - [Apply](https://apply.homelend.net/#/milestones) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) [tel:8887499595](tel:8887499595) [mailto:info@homelend.net](mailto:info@homelend.net) [![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Homelend_Logo_3_8_17_2000-scaled.png)](https://homelend.net/) - [Today’s Rates](https://homelend.net/quote/) - [Loan Programs](https://homelend.net/loan-programs/) - [Blog](https://homelend.net/education/) - [Calculator](https://homelend.net/mortgage-calculator/) - [About](https://homelend.net/about-us/) - [Login](https://homelend.net/about-us/) - [Apply](https://homelend.net/about-us/) - [(888) 749-9595](tel:8887499595) - [info@homelend.net](mailto:info@homelend.net) © 2019 # HomeLend Mortgage Blog We don’t expect you to know everything there is to know about buying a home. We provide you with expert service for a reason! Feel free to explore our blog to find some quick answers to all your home loan-related questions. ##### [Home Buying](https://blog.homelend.net/blog/tag/home-buying) ##### [Refinancing](https://blog.homelend.net/blog/tag/refinance) ##### [First-Time Buyer](https://blog.homelend.net/blog/tag/1str-time) ##### [Borrowing 101](https://blog.homelend.net/blog/tag/101) [![](https://blog.homelend.net/hs-fs/hubfs/HomeLend_Earthday_Blog.png?width=527&name=HomeLend_Earthday_Blog.png)](https://blog.homelend.net/blog/choose-to-reuse-5-sustainable-tips-for-earth-day) ## [Choose to Reuse: 5 Sustainable Tips for Earth Day](https://blog.homelend.net/blog/choose-to-reuse-5-sustainable-tips-for-earth-day) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Apr 22](https://blog.homelend.net/blog/archive/2020/04/22) ## Bottles Swap out plastic water bottles for reusable bottles. You don’t need a water dispenser built into your refrigerator to make this happen. If you’re\[…\] [Read more](https://blog.homelend.net/blog/choose-to-reuse-5-sustainable-tips-for-earth-day) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_1564635271.jpg?width=527&name=shutterstock_1564635271.jpg)](https://blog.homelend.net/blog/2019/12/3-reasons-your-home-insurance-may-need-an-update) ## [3 Reasons Your Home Insurance May Need An Update](https://blog.homelend.net/blog/2019/12/3-reasons-your-home-insurance-may-need-an-update) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Dec 06](https://blog.homelend.net/blog/archive/2019/12/06) When was the last time you thought about your home insurance?  [Read more](https://blog.homelend.net/blog/2019/12/3-reasons-your-home-insurance-may-need-an-update) [![](https://blog.homelend.net/hs-fs/hubfs/shutterstock_515434660.jpg?width=527&name=shutterstock_515434660.jpg)](https://blog.homelend.net/blog/2019/12/4-ideas-to-teach-your-children-about-finances) ## [4 Ideas to Teach Your Children About Finances](https://blog.homelend.net/blog/2019/12/4-ideas-to-teach-your-children-about-finances) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Dec 06](https://blog.homelend.net/blog/archive/2019/12/06) There's no doubt that teaching your child smart money management habits is vital to their long-term success.  [Read more](https://blog.homelend.net/blog/2019/12/4-ideas-to-teach-your-children-about-finances) [![](https://blog.homelend.net/hs-fs/hubfs/sharon-mccutcheon--8a5eJ1-mmQ-unsplash.jpg?width=527&name=sharon-mccutcheon--8a5eJ1-mmQ-unsplash.jpg)](https://blog.homelend.net/blog/2019/11/private-mortgage-insurance-pmi) ## [Private Mortgage Insurance (PMI)](https://blog.homelend.net/blog/2019/11/private-mortgage-insurance-pmi) by [Sara Livecchi](https://blog.homelend.net/blog/author/sara-livecchi) on [Nov 27](https://blog.homelend.net/blog/archive/2019/11/27) Private mortgage insurance, commonly abbreviated as PMI, is a monthly payment that protects lender against a loan foreclosure.  [Read more](https://blog.homelend.net/blog/2019/11/private-mortgage-insurance-pmi) [All posts](https://blog.homelend.net/blog/all) ## Get a FREE rate quote in minutes! [Get Started](https://homelend.net/quote/) ![Homelend](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/Favicon-e1573147821451.jpg) HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible.    [A division of Kwik Mortgage.](https://www.kwikmtg.com/) ### Contact info@homelend.net 888-749-9595 959 U.S. 46, Suite 401 Parsippany, NJ 07054 - Company - [About](https://homelend.net/about-us/) - [Resources](https://homelend.net/education/) - [Careers](https://homelend.net/careers/) - Legal - [Privacy Policy](https://homelend.net/privacy-policy/) - [Terms & Conditions](https://homelend.net/terms/) - [State Licenses](https://homelend.net/statelicensing/) - [NMLS #138075](https://homelend.net/education/www.nmlsconsumeraccess.org) [![Equal Housing](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/EqualHousingLogo.png)](https://www.hud.gov/) [![BBB](https://blog.homelend.net/hubfs/HomeLendMortgage_January2020/images/JW-BBB-Grey.png)](https://www.bbb.org/new-jersey/business-reviews/mortgage-bankers/kwik-mortgage-corporation-in-s-plainfield-nj-90020476#sealclick) © 2020 Homelend Mortgage | Company NMLS #138075 [www.nmlsconsumeraccess.org](https://homelend.net/www.nmlsconsumeraccess.org) | This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation or loan applications for properties located in the State of New York can be facilitated through this site. Not for use by New York borrowers.