---
title: How to Budget for a Move
description: Six things to consider in your budget for a move that may not be top-of-mind before starting.
---

[HomeLend Mortgage Blog](https://blog.homelend.net/blog)

# [How to Budget for a Move](https://blog.homelend.net/blog/how-to-budget-for-a-move)

 Written by [HomeLend](https://blog.homelend.net/blog/author/homelend) | Feb 26, 2020 4:38:45 PM

You’ve committed to moving. Maybe it’s for the first time, or for the fifth time, but it’s always a big decision to make. What doesn’t have to be so big are the associated costs. If you plan ahead and budget well, you can make your move quick and easy. 

**Setting up the Budget** 

Some costs seem obvious: transportation, closing costs, new furniture, etc. If this isn’t your first rodeo, you’ll be surprised at how many little costs add up if you aren’t prepared for them. 

**1. Packing**

There are ways to do this at low cost, but it is still smart to consider how much each item could run. You’ll need boxes, tape, wrapping and packing materials, mattress covers, and maybe even a storage unit. 

**2. Transport**

If you’re using a moving company, they’re going to assume you’re a disorganized mess from the start. Most companies require insurance, packing costs, a damages request fee, and extra fees for additional services, like lifting your couch up to the second-floor balcony since it can’t fit through the front door.  

*Feeling brave?* Moving on your own is definitely a worthwhile option. You will have to consider the cost of a truck rental (unless you or a friend owns a pickup truck or a van), gas, insurance, and any extra moving equipment like a dolly or hand truck.  

**3. Travelling**

Depending on how far you’re moving, you may have to increase the budget. Like if you are moving from New Jersey to Virginia, you’ll need to factor in meals for the 5-hour ride. If it’s Connecticut to Ohio, you’ll probably need a night in a hotel.  

**4. Out with the Old**

When cancelling your lease on a rental, there are usually fees involved. If you’re selling your home, you’ll want to stage it so it’s as gorgeous as possible for potential buyers. This could cost you quite a bit in cleaning and repairs. If your realtor has commission and selling fees, that’s more money out of pocket you should account for. 

**5. In with the New**

Buying with Home Lend gives you the advantage of lower costs and fees than the rest. The only industry-standard fees you’ll need to budget for are title and appraisal costs and if you want to pay discount points for an even lower interest rate.  

**6. Everything Else**

There are always unplanned expenses. Did you plan to board your dog or cat? Do we tip the movers? What do we do with all this old furniture and extra packing garbage? Lot’s to consider. Our biggest advice? Plan ahead, plan well, and plan for everything. You can do it!

[View full post](https://blog.homelend.net/blog/how-to-budget-for-a-move)

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